Sabivest Privacy Policy
1. Introduction
Africa Prudential Plc (“Africa Prudential”, “we”, “us”, or “our”) values your privacy. This Privacy Policy explains how we collect, use, store, disclose, and protect personal data when you use the Sabivest Mobile Application (“Sabivest” or “the App”). By using Sabivest, you consent to the collection and processing of your personal data as described in this Policy. We are committed to complying with the Nigeria Data Protection Act (NDPA) 2023, the EU General Data Protection Regulation (GDPR), and all applicable data protection laws.
2. Data Controller
Africa Prudential Plc acts as the Data Controller for all personal data processed through the Sabivest app.
Registered Address: 220B Ikorodu Road, Palmgrove, Lagos, Nigeria.
Email: enquiries@sabivest.com
Privacy Contact: dataprotectionofficer@africaprudential.com
3. Data We Collect
When you use Sabivest, we may collect the following categories of data:
Identity and Contact Data: Full name, shareholder number, date of birth, address, phone number, and email address.
Financial and Transaction Data: Bank details, payment information, dividend records, investment portfolios, bills paid, and transaction history.
Device and Technical Data: Device ID, IP address, operating system, browser type, app version, and log data.
Usage Data: How you interact with the app frequency, features accessed, and performance analytics.
Document and Request Data: Information submitted for account statements, embassy letters, or other service requests.
Optional Permissions: With your consent, the app may access device storage and camera.
We do not intentionally collect sensitive personal data unless necessary for verification and obtained with explicit consent.
4. How We Use Your Data
We process your personal data to verify shareholder identity, display dividend and transaction details, enable payments, issue official documents, provide customer support, analyze app performance, notify updates, and comply with legal or regulatory obligations. Processing is always based on a lawful basis such as consent, contract, or legal duty.
5. Data Sharing and Disclosure
Your data may be shared with authorized service providers, affiliated third parties bound by confidentiality, regulators, or international processors. Africa Prudential does not sell or rent personal data.
6. International Data Transfers
Because Sabivest serves users in Nigeria and abroad, data may be transferred and processed outside your country of residence. Such transfers comply with NDPA 2023 and GDPR, ensuring appropriate security and legal guarantees.
7. Data Retention
We retain your personal data only as long as needed to provide services, meet obligations, or resolve disputes. Data no longer required will be securely deleted or anonymized.
8. Security
We implement strict technical and organizational safeguards encryption, access controls, secure servers, and audits to prevent unauthorized access or disclosure. While we take all reasonable steps, no electronic system is completely secure.
9. Your Rights
You may exercise rights under NDPA and GDPR including access, correction, deletion, restriction, portability, and withdrawal of consent. To exercise these rights, contact our Data Protection Officer at dataprotectionofficer@africaprudential.com
10. Cookies and Analytics
Sabivest may use cookies or similar technologies for usage analysis and to improve app performance. You can modify your device settings to disable cookies, but some features may not work properly.
11. Third-Party Services
Sabivest may link to or integrate third-party services such as payment gateways, document verification, or analytics tools. Africa Prudential is not responsible for their data practices and advises you to review their privacy policies.
12. Children’s Privacy
Sabivest is not intended for users under 18 years of age. We do not knowingly collect information from minors; any such data will be deleted promptly once discovered.
13. Policy Updates
We may revise this Privacy Policy periodically. Updates will be reflected in the app and identified by a new Effective Date. Continued use of the app signifies acceptance of the updated terms.
14. Contact Us
For service or account-related matters: enquiries@sabivest.com
For privacy or data protection inquiries: dataprotectionofficer@africaprudential.com
Address: Africa Prudential Plc, 220B Ikorodu Road, Palmgrove, Lagos, Nigeria.
Sabivest Privacy Policy
1. Introduction
Africa Prudential Plc (“Africa Prudential”, “we”, “us”, or “our”) values your privacy. This Privacy Policy explains how we collect, use, store, disclose, and protect personal data when you use the Sabivest Mobile Application (“Sabivest” or “the App”). By using Sabivest, you consent to the collection and processing of your personal data as described in this Policy. We are committed to complying with the Nigeria Data Protection Act (NDPA) 2023, the EU General Data Protection Regulation (GDPR), and all applicable data protection laws.
2. Data Controller
Africa Prudential Plc acts as the Data Controller for all personal data processed through the Sabivest app.
Registered Address: 220B Ikorodu Road, Palmgrove, Lagos, Nigeria.
Email: enquiries@sabivest.com
Privacy Contact: dataprotectionofficer@africaprudential.com
3. Data We Collect
When you use Sabivest, we may collect the following categories of data:
Identity and Contact Data: Full name, shareholder number, date of birth, address, phone number, and email address.
Financial and Transaction Data: Bank details, payment information, dividend records, investment portfolios, bills paid, and transaction history.
Device and Technical Data: Device ID, IP address, operating system, browser type, app version, and log data.
Usage Data: How you interact with the app frequency, features accessed, and performance analytics.
Document and Request Data: Information submitted for account statements, embassy letters, or other service requests.
Optional Permissions: With your consent, the app may access device storage and camera.
We do not intentionally collect sensitive personal data unless necessary for verification and obtained with explicit consent.